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Heat the oil over high heat in a large heavy pot and add the turkey and beef meat. Cook until lightly browned, about 5 minutes, chopping down and stirring with the side of a heavy kitchen spoon to break up any lumps.
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Add the bell pepper, celery, serrano pepper, oregano, and bay leaves. Stir to blend well. Cook for 5 minutes.
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Add the Molli Morelos sauce, tomatoes, chicken broth, salt, and pepper. Bring to a boil, reduce heat and simmer, stirring occasionally, for 15 minutes.
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Add the drained beans and cook, stirring occasionally, for 10 minutes longer. Serve in bowls with cheddar cheese, and sour cream and lime wedges. Provecho!